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Oliver Buchannon
Wealth Protocols

Economist-turned-strategist. Get the high-leverage frameworks and rules to dictate your wealth.

The "Savings Account" Prison

The "Savings Account" Prison

The Mirage of the Safety Net

Jan 8, 2026

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3 min read

The "Loud Poverty" Protocol

The "Loud Poverty" Protocol

Brody walked into the room smelling like a fresh loan and pure desperation, his chest puffed out to showcase a belt buckle with a logo so large it could be seen from low earth orbit.

Jan 8, 2026

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2 min read

The 50/20/30 Operating System

The 50/20/30 Operating System

Wealth isn't about how much you make; it’s about how much you keep and allocate. In this edition, we are auditing the classic 50/20/30 rule through the lens of Optimal Factor logic.

Jan 4, 2026

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2 min read

Why your neighbor’s Mercedes is a red flag!

Why your neighbor’s Mercedes is a red flag!

Most people confuse debt-fueled consumption with actual capital. In economics, status is often a liability that eats your equity before it can grow. While the "rich" buy toys to look the part, the wealthy buy back their time. This is a deep dive into why quiet wealth is the only real flex in a world obsessed with fake filters.

Jan 3, 2026

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2 min read

The 10k Month Lie

The 10k Month Lie

Why making money isn't the same as keeping it.

Jan 3, 2026

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3 min read

The Solopreneur’s P&L Lie

The Solopreneur’s P&L Lie

Why your "10k month" might actually be making you go broke—and how to fix your margins.

Jan 3, 2026

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3 min read

The Hidden Mechanics of Wealth

The Hidden Mechanics of Wealth

Decoding the Invisible Gap Between Nominal Gains and Real Purchasing Power: Why Modern Investors Must Move Beyond Simple Interest to Master the Economics of Inflation, Risk-Adjusted Returns, and Capital Preservation

Jan 2, 2026

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3 min read

​The "Optimal" Strategy for First-Generation Wealth

​The "Optimal" Strategy for First-Generation Wealth

Becoming the first millionaire in your family isn't just a financial goal; it’s an engineering challenge. It requires shifting from a consumer mindset to a capital-allocator mindset.

Jan 2, 2026

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2 min read

Lessons from the Real Economy: What Agriculture Teaches Us

Lessons from the Real Economy: What Agriculture Teaches Us

Why the "Real Economy" is the Ultimate Blueprint for Wealth.

Jan 2, 2026

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2 min read

The Insurance Mindset: Profit Through Protection

The Insurance Mindset: Profit Through Protection

Securing the Floor: How to protect your wealth from the 'Black Swan'

Jan 2, 2026

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2 min read

Finding Your Efficient Frontier

Finding Your Efficient Frontier

The Framework: Balancing Risk, Reward, and Reality in the Real Economy.

Jan 2, 2026

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2 min read

Logic > Luck

Logic > Luck

High-signal insights for the modern wealth builder.

Jan 2, 2026

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1 min read

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Optimal Factor delivers the single, high-leverage variable that determines financial success. We cut through the noise to give you the actionable economic and business strategies you need to dictate your price and build unbreakable capital. Stop reacting, start dictating.

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